What you need to get started depends on a number of things like what goods or services you are selling, whether your selling via the Internet or over the counter (or both), the size of your business and whether or not you have a point of sale system or electronic cash register.

Depending on your requirements it is likely you will need either a terminal or online payment gateway like ANZ eGate^TM. This is the device or payment gateway that allows your customers to enter their payment details. Your terminal can operate independently or connect to your point of sale system or electronic cash register.

You will also need a card processing agreement. This is an agreement between you and us which details the types of cards your business can accept. This is so we know which cards we can authorise for payments for your goods and services and know which account to settle the balance of transactions to the following business day.

You also need a network connection. This is required to encrypt and securely send the transaction and payment details from your terminal or payment gateway to us for approval and back again.

Finally, you will need a telecommunications connection to facilitate the transfer of the encrypted transaction and payment details from your terminal to us and back again. This can generally be a broadband, dial-up, a WiFi or GPRS connection.

At EFTPOS New Zealand we can take care of all of these for you.

For more information on card acceptance or to establish a payment facility contact our Merchant Sales Team on 0800 EFTPOS, that's 0800 338 767, option 1.