Payment Solutions
Our products and services include card processing, integrated payment options, web based payments, network connections, mail/telephone order solutions and of course EFTPOS terminals.
SEARCH:
Verified by Visa and MasterCard SecureCode

Security and protection against fraudulent transactions are a key concern for merchant's accepting credit card payments online. Unlike face to face transactions, online transactions are more difficult to validate because the cardholder is not present. There is no physical receipt to sign or PIN number entered to validate the cardholder is the authorised user of the card.

MasterCard SecureCode and Visa's Verified by Visa (VbV) are two initiatives designed to verify the identity of the cardholder for online purchases and assist merchants minimise their exposure to fraud.

vbv_symbol.jpgSecureCode_logo.gif

How do SecureCode and VbV work?

Visa and MasterCard cardholder's must register for SecureCode or VbV with their bank. Once registered, cardholders establish their own password to authenticate their identity when making online purchases.

When a cardholder proceeds to an online ‘check out' an additional window pops up requesting them to enter their unique personal code (their SecureCode or VbV password) that has been registered with their bank. The cardholder's bank authenticates the cardholder is the legitimate purchaser.

SecureCode and VbV are features available for ANZ eGate merchants who choose to use either the Server Hosted or the Merchant Hosted + Authentication implementation options.

Benefits of SecureCode and VbV

Merchants that accept credit card payments online using ANZ eGateTM can benefit from SecureCode and VbV. Some of the benefits include:

  • Reduce chargeback liability - SecureCode and VbV provides chargeback protection for certain situations for fully authenticated transactions
  • No added cost - there is no additional cost to enable SecureCode and VbV on ANZ eGateTM
  • Increased customer confidence - being a SecureCode and VbV enabled merchant will give customers more confidence using their credit card online
  • Saves time - reduce time spent handling disputed transactions

Contact Us

If you require any additional information on ANZ eGateTM, SecureCode and Verified by Visa please contact us on 0800 EFTPOS, that's 0800 338 767, option 1.

Fish site by face